One of the first things we all need to know when deciding on a new home is a budget.

We will get Newbuild to work with you to establish this and then you can be confident in moving forward with your home ideas
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NewBuild is New Zealand’s specialist new home loan provider. NewBuild's team of mortgage brokers and advisers make building a home easier, simpler and safer. They've helped clients like you for over 25 years.
Funding by main NZ Banks

See what you can afford here

Why not just see my own Bank
Many clients go to their bank and seek a loan approval, not fully aware that an approval to purchase may not be interchangeable with an offer to build (most banks will approve a higher loan amount to purchase a used home than to build a new home).
The primary reason for the difference in loans is that building almost always has an “overlap.” You must qualify for the new mortgage as well as pay rent elsewhere. This can limit or even prevent you from qualifying to build. NewBuild overcomes this issue, allowing you to secure a loan offer at the same level – whether you are buying used or building.

Professional financial management
from loan approval to hand over of your finished home

Flexible lending criteria
You may be approved with a smaller deposit than some banks require

Deferred interest payments
no mortgage to pay while your home is built

Additional funds (reserves) to cover unexpected costs necessary to complete your home

Managed progress inspections and payments
paid directly to builder so you do not have to deal with this

Cost saving systems
reducing legal and progress valuation costs

Asset protection
establishing third party guarantee and appropriate insurances during construction

Dispute management
assistance and guidance

Legal arrangements
managing documentation including Completion Certificate, Code Compliance Certificate and final handover